FCRA Restrictions

PeopleSmart is the place to find contact information, look up phone numbers, run background reports, access public records, and manage your online identity. PeopleSmart, however, is not a consumer-reporting agency as defined by the Fair Credit Reporting Act (FCRA).

You cannot use PeopleSmart to do any of the following:

Credit and Insurance

  • Establish someone's eligibility for credit or insurance
  • Assess the risk associated with someone’s existing consumer credit obligations

Employment (including, but not limited to, household workers)

  • Evaluate an individual for employment, promotion, reassignment, or retention

Other Personal Business Transactions (including, but not limited to, leasing an apartment)


To access information for the above purposes, visit:

Employment

Credit


By using PeopleSmart, you agree to our Terms of Service. To learn more about how we protect our users and those with information in our database please visit our Privacy Policy.

 
 
 
 
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